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Automatic Rental Car Coverage
While most companies charge for rental car coverage, we automatically include it in your ANPAC® policy at no extra charge!

One Deductible for Multiple Losses
If you insure your automobile and home with ANPAC, our Common Cause of Loss Deductible requires you to pay only one deductible, even if more than one item is damaged or destroyed by a single event.

Collision Waiver
If you are ever involved in an accident with another car insured by ANPAC, all or a portion of your collision deductible may be automatically waived.

Liability - Pays for damages due to bodily injury and/or property damage from a covered loss for which an insured is legally liable. This coverage includes defending you in a lawsuit, bail bond expense, attorney fees and medical first aid at the accident scene.

Medical Payments - Pays for reasonable and necessary medical expenses arising out of an accident, up to the limit purchased per person.

Personal Injury Protection - Pays for reasonable and necessary medical and lost wages arising out of a covered accident, up to the limit purchased per person.

Comprehensive - Pays for loss or damage to your insured car by a covered loss other than a collision or upset. This includes, but is not limited to: theft, fire, missiles, falling objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief, riot, impact with animals and glass breakage.

Collision - Pays for loss to your insured car resulting from a collision or upset.

Towing and Labor - Pays towing and labor costs incurred each time your insured car is disabled. Labor costs at the place of disablement are covered.

Rental Reimbursement - Pays up to $25 per day rental expense while your car is being repaired due to a covered loss for up to 30 days. Higher limits are available.If the loss occurs more than 50 miles from home, extra expenses incurred for meals, lodging and transportation fares to return to your home or your destination are covered.

Uninsured Motorist - Pays for damages for bodily injury to an insured person caused by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and run) driver.

Underinsured Motor Vehicle - This coverage applies when your bodily injury is caused by an underinsured motor vehicle, as defined in the policy.

Accidental Death, Dismemberment, Disability - Pays up to a specified amount for death, loss of limbs, loss of sight and certain other injuries to designated person(s) resulting from a car accident.

Work Loss Coverage - Pays designated person(s) up to 85% of earnings lost because of auto accident injuries subject to certain maximum limits shown in the policy.

ACE, Added Coverage Endorsement - Pays for Original Equipment Manufacturer (OEM) parts when replacement parts are required due to a covered accident. Plus, for insured vehicles less than one year old and with less than 15,000 miles which are involved in a covered loss, the vehicle will be declared a total loss at only 25% damage, and pays the lesser of either the original purchase price or the replacement cost of a comparable vehicle.

GAP, Guareented Asset Protection Endorsement- Pays the difference between the loan balance (excluding incidental amounts rolled into the loan, which are not directly related to the base purchase price of the vehicle, such as additional warranties) and the actual cash value of the car, when the vehicle is declared a total loss as the result of a covered accident.

  • Renewal Discounts - (3yrs - 5%), (5yrs -10%), (10yrs - 15%)
  • Auto/Home - 10%, Auto/Home/Life - 15% 
  • Multiple Car Discount - 20%
  • Good Student Discount - 10%
  • CA Good Driver - 20%
  • Away at School (Youthful Operator under 25, Without Car) - 30%
  • Defensive Driving Discount - (Mature Driver Course through DMV) - 10%

When Should You Call Easy Tow®?

  • If you need a flat tire changed.
  • If your car runs out of gas.
  • If your keys get locked in your car.
  • If you need a tow to a repair shop, due to a breakdown.

With Easy Tow towing and labor coverage on your ANPAC automobile policy, all you have to do is call us toll-free at 1-866-Easy Tow (327-9869), and help will be on the way.

ANPAC will pay the service fee, up to the limits of your policy, for your emergency roadside assistance. Your Easy Tow representative is always available to help you...24 hours a day, 7 days a week, ANYWHERE in the United States or Canada.